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A Cash-Out Refinance of an existing mortgage can provide the money you need at an attractive interest rate and payment. Boost your home’s value. Transform home equity into cash. Avoid high-interest debt.


  • A lump-sum of money available for home repairs and improvements

  • An opportunity to secure a lower interest rate

  • The possibility of maintaining a similar monthly mortgage payment

  • An alternative to using high-interest credit card financing

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Home equity loans allow you to borrow against the value of your home. Each state has different laws which limit the amount of equity a homeowner can access. Home Equity loans appeal to borrowers because they can borrow relatively large amounts of money, and they are easier to qualify for than other types of loans. If your home is worth more than you owe on it, a home equity loan can provide funds for anything you may need. Home equity loans can be first either mortgage loans (refinancing the current loan on the home) or a second mortgage. Efinity Mortgage offers both options!

Efinity Mortgage Advantage

The credit crisis of 2008 - 2010 eliminated most nationally financed construction lending program(s). Based on the location of your home, Efinity Mortgage may work with regional banks to facilitate your construction needs. While a typical loan broker or local lenders may be limited in their respective products and programs, Efinity Mortgage has the some of the widest loan features focused on helping clients under many different circumstances.

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Improve your cashflow

​Home equity loans improve your cash flow by restructuring your home finances. Efinity Mortgage knows you want the most cash possible when considering a home equity loan. That’s why we offer many ways to access this line of credit. Many national and local lenders are limited in products and programs. Efinity can offer many more loan programs tailored to fit a variety of circumstances.


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